Prequalifying for a mortgage is simple and easy! Preapproving is more in depth and detailed. There’s no cost or obligation — know your options!
Prequalification Definition
Prequalifying involves giving basic info to a loan officer and then you receive an opinion about what you qualify for and what programs and terms you should consider. If your situation is simple, you have good credit, and you are not trying to max out your purchasing power than prequalifying is all you need to do. You can be prequalified without your credit report being obtained but eventually, if you apply for a mortgage, the credit report will be obtained and must be satisfactory.
Preapproval Definition
Preapproving involves a credit pull, a review of your paystubs, W2s, etc and a more in-depth review. If your situation is more complicated then you will probably want to get pre-approved.
If you want to get prequalified or preapproved for a mortgage, please choose one of the options below:
- Contact us by phone at 603 345-5644 to arrange a phone interview
- Contact us by phone or e-mail to set an appointment for a person-to-person meeting.
- Print a copy of the loan application, complete and return to us by email or drop it in the mail to our Sanbornton, NH Branch: 31 Lower Bay Rd. Sanbornton, NH 03269. We will contact you as soon as we receive the application to confirm its receipt.
- Click this link to go to our secure on-line application which authorizes us to obtain your credit report.
Don’t want your credit pulled? Don’t want to make a username or password? Complete our 5-minute online pre-qualification form now and we will send you estimates to review. Let’s get the conversation started! (You can complete the form in under 2 minutes!)