If you are over 62, and own your own home (or are looking to purchase with a substantial down payment) then a reverse mortgage is something you can consider. I specifically like the HECM (Home Equity Conversion Mortgage) which is federally insured. If you have any interest, let’s talk! Call me at 603-345-5644 or email […]
What is a manufactured home? A manufactured home is a home built in a factory on a permanent chassis and towed to a site and attached to a foundation. Previously, manufactured homes were called “mobile homes” or trailers. But in 1976 government regulations mandated minimum standards and manufactured homes today are well-designed and constructed! In […]
Does your home need improvement? Whether you need a new roof, furnace, kitchen cabinets or any other repair, you can use a rehab or renovation loan to make it happen! At Bookend Lending Corp we offer several options for both conventional and FHA renovation loans. No matter what your project is, we have a […]
This report from NH Housing gives you an update on what’s going on in the real estate market. Interest rates are very low making homes affordable but inventory is low which makes buying a home feel like a competition. Our goal is to put homebuyers in the best position possible to win in the home […]
NH Housing is offering a Home Buyer Tax Credit of up to $2000/year for first time buyers (or second time buyers buying in targeted communities). You are considered a first time buyer if you haven’t owned a home in the past 3 years. In order to participate, you must apply for a Mortgage Credit Certificate […]
Today someone asked me what the down side to an RD loan is and I decided it made an excellent topic of discussion. Basically the answer is that RD loans have geographical limitations therefore they are not available in every community. Second they have income limits; if your household income is over the set limit […]
Equal treatment of all loan applicants is a foundation of Fairway. Bookend Lendingis committed to the premise that every applicant receives fair and equal treatment and assistance throughout the loan process, from application through approval or denial. Bookend Lendingis also committed to the premise that similarly qualified applicants have similar outcomes to their […]
NH Housing provides cash assistance up to a maximum of 4% of the base loan amount to help borrowers defray the cost of down payment, closing costs, and prepaid escrow expenses associated with purchasing a home. The cash assistance can be used in combination with an FHA, RD or VA loan as well as in […]
Need Cash to buy a home? When you use one of NH Housing’s programs you can also get cash assistance which can be used toward either down payment or closing costs. The Cash Assistance comes in the form of an interest-free second mortgage which is forgiven in full after four years unless during the […]
