First Time Homebuyer Options

First time buyers have many options. Determining which is best is important. Also, first time buyers may be eligible for cash assistance to apply to down payment and a first time homebuyer tax credit! RD (Rural Development)FHANH HousingHomeReadyHomePossibleVA Looking for education: Click this link to check out ReadyNest homebuyer education. Use Renee’s email to get […]

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NH real estate market update…

When I read through the July 2019 report from the NH Association of REALTORs, I see some interesting points. First they point out we are in a prolonged period of economic growth that surpasses (measured by consecutive months) all other periods of economic growth in this country. That’s quite a thing to ponder and to […]

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NH Housing Home Preferred

The Home Preferred loan is a conventional loan offered through NH Housing.  Borrowers can put as little as 3% down.   The rate may be lower than what is otherwise available and the mortgage insurance cost is lower too.  All Home Preferred loans must be approved through Fannie Mae’s automated underwriting system.   Generally the maximum debt […]

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Credit Score Story

Credit Score Story

Ever wonder how credit scores are calculated?  There are five key components that make up your credit score, and each one accounts for a certain percentage of the overall score.  Your credit score moves up and down depending on your use of credit. When reviewing your credit score, keep in mind that it’s not fixed […]

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JUMBO MUMBO

JUMBO MUMBO

A jumbo loan is a type of home mortgage that allows financing for loan amounts that exceed the conforming maximum of $484,250. Since home prices for larger, luxury and second homes can often surpass this amount, this loan might be perfect for the house of your dreams. A jumbo loan is your best (or only) […]

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Homebuyer Guide

Click the large image below to retrieve the 12 -page guide in a pdf format you can save or print Understand the home buying process. Talk to a lender like Renee Duval to know your mortgage options Find an optimal home search tool (we recommend HomeScout) use VIP code 3455644 Connect with a really great […]

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Happy & Healthy I...

Buying a home can be a very exciting experience. It’s fulfilling the American dream. But a house can’t make you happy. A house gives you shelter. It gives you projects to work on to make it your own and pride in seeing your accomplishments.. It gives you privacy and a place for friends and family […]

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It isn’t easy being green..

Green means different things to each of us; Green as in St Patrick’s Day?Green as in protecting Mother Earth?Green as in I should eat more salad and vegetables? Green with envy? or I’m not feeling so well?Green as in money?Green as in the grass on the fairway…Green as in new to the mortgage process? I […]

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Bookend LendingIs One of the Nation&#...

Top 5 reasons why Bookend Lendingis a national (and local) favorite! 5 = Great Product Mix 4 = Great Rates 3 = Super Team Approach 2 = Speed & Service 1 = Awesome Loan Officers Looking for a loan officer in New Hampshire or Massachusetts?    Contact Renee Duval for all your lending needs! Phone: […]

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Using a VA Loan to Refinance

Looking to refinance? If you are a qualified veteran who is eligible for a VA house loan, you could look into a VA residence loan refinance for your existing property loan. The loan provided by VA refinance programs can help you save money and tap into the advantages of a very first VA home mortgage. […]

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