The loan officer finds the best loan types by analyzing the borrowers’ credit report, paystubs, W2s, tax returns, bank statements, etc and discusses goals and preferences with the borrowers. An informed decision is made on what mortgage program to use and what options and/or terms within that program are necessary or preferable. My goal here is to help the REALTOR understand why decisions are made and why you should be able to trust that the suggested program is best.
Our discussions will include
Conventional Loans
Construction Loans
FHA Loans
JUMBO Loans
Rehab Loans
Rural Development (RD) Loans
State Housing Agency Loans
VA Loans