2026 FHA loan limits in New Hampshire vary by county and by the number of units in the property. Below are the 2026 FHA loan limits in New Hampshire.
Standard FHA Loan Limit Counties
(Belknap, Carroll, Cheshire, Coos, Grafton, Merrimack, Sullivan)
1 Unit: $541,287
2 Unit: $693,050
3 Unit: $837,700
4 Unit: $1,041,125
Higher-Cost FHA Loan Limit Counties
Hillsborough County
1 Unit: $589,950
2 Unit: $755,250
3 Unit: $912,900
4 Unit: $1,134,550
Rockingham County
1 Unit: $962,550
2 Unit: $1,232,250
3 Unit: $1,489,500
4 Unit: $1,851,100
Strafford County
1 Unit: $962,550
2 Unit: $1,232,250
3 Unit: $1,489,500
4 Unit: $1,851,100
2026 FHA Loan Limits in New Hampshire
The 2026 FHA Loan Limits in New Hampshire tell us the maximum loan but there is no sales price limitation. The minimum down payment for an FHA loan is 3.5% (or 10% for borrowers with credit scores below 580). A person can pay as much as they want for a home as long as their down payment brings them in line with the 2026 FHA loan limits in New Hampshire.
You can find the loan limits for other areas too using this link: https://entp.hud.gov/idapp/html/hicostlook.cfm
If you’re ready to apply for an FHA loan
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