Video from YouTube: What is a Reverse Mortgage? A reverse mortgage is a unique way for seniors who are looking to generate additional cash flow – beyond their 401K and Social Security payments – to help fund their retirement. It helps relieve the anxiety that seniors may feel about outliving their money by allowing them […]
Mortgage Info Blog
Video Tip: Understanding Your Credit Sc...
Video from YouTube: Understanding Your Credit Score A credit score is a 3-digit number based upon a number of factors from your financial activities. It is used to determine your creditworthiness for a mortgage, auto loan or credit card. A company called FICO creates what is called a FICO Score. It is based 35% on […]
About Renee Duval – Reverse Mortgages in
Meet Renee Duval of Bookend Lending LLC, your trusted reverse mortgage specialist with nearly four decades of experience here in New Hampshire. Renee assists REALTORS®, financial advisors, and senior homeowners in navigating reverse mortgages. A reverse mortgage allows homeowners aged 62 and older to use part of their home equity to improve their cash flow […]
Bridge Loans in New Hampshire
🏡 Buy Now, Sell Later with BOOST from Bookend Lending LLC Looking for a bridge loan in New Hampshire to buy your next home before selling your current one? With Bookend Lending LLC’s BOOST Bridge Loan, you can move forward without monthly payments or contingent offers—making your move easier and less stressful. Whether you’re a […]
And What’s the Point?
The question is: Should I pay points to get a lower rate? Understanding Mortgage Points and Lender Pricing When shopping for a mortgage, terms like “point” and “points” might sound a bit confusing. Don’t worry—I’m here to break it all down and help you understand the mechanics of mortgage pricing, so you can make informed […]
First Time Buyer Options
First time buyers are home buyers who have not owned a home in the last 3 years. When two people are buying together, if one is a first time buyer then many programs allow the purchase to be considered a first time buyer transaction. Who offers First time buyer programs? Mortgage brokers like Bookend Lending […]
In our current housing market, expertise...
In today’s housing market, having the right expertise and insight can make a big difference in your experience and the outcome. It is crucial for home buyers to have the right support and guidance throughout their journey. Your choice of a real estate team is key. Many home buyers, especially those new to the market, […]
Using Your Assets to Qualify for a Home
Maybe you have enough money to pay cash because you don’t want to liquify them. How can you obtain a home loan when you don’t have enough verifiable income to qualify for a mortgage? If you have significant assets, you can invoke “asset dissipation” guidelines to use your assets as a source of income when […]
Is a Reverse Mortgage Right For You?
If you are over 62, and own your own home (or are looking to purchase with a substantial down payment) then a reverse mortgage is something you can consider. I specifically like the HECM (Home Equity Conversion Mortgage) which is federally insured. If you have any interest, let’s talk! Call me at 603-345-5644 or email […]
Financing a manufactured home
What is a manufactured home? A manufactured home is a home built in a factory on a permanent chassis and towed to a site and attached to a foundation. Previously, manufactured homes were called “mobile homes” or trailers. But in 1976 government regulations mandated minimum standards and manufactured homes today are well-designed and constructed! In […]