Does your home need improvement? Whether you need a new roof, furnace, kitchen cabinets or any other repair, you can use a rehab or renovation loan to make it happen! At Bookend Lending Corp we offer several options for both conventional and FHA renovation loans. No matter what your project is, we have a […]
Mortgage Info Blog
Housing Snapshot
This report from NH Housing gives you an update on what’s going on in the real estate market. Interest rates are very low making homes affordable but inventory is low which makes buying a home feel like a competition. Our goal is to put homebuyers in the best position possible to win in the home […]
Are you eligible for a home buyer tax cr...
NH Housing is offering a Home Buyer Tax Credit of up to $2000/year for first time buyers (or second time buyers buying in targeted communities). You are considered a first time buyer if you haven’t owned a home in the past 3 years. In order to participate, you must apply for a Mortgage Credit Certificate […]
Cons of an RD loan.
Today someone asked me what the down side to an RD loan is and I decided it made an excellent topic of discussion. Basically the answer is that RD loans have geographical limitations therefore they are not available in every community. Second they have income limits; if your household income is over the set limit […]
Lending the Fairway
Equal treatment of all loan applicants is a foundation of Fairway. Bookend Lendingis committed to the premise that every applicant receives fair and equal treatment and assistance throughout the loan process, from application through approval or denial. Bookend Lendingis also committed to the premise that similarly qualified applicants have similar outcomes to their […]
NH Housing now offering 4% cash assistan...
NH Housing provides cash assistance up to a maximum of 4% of the base loan amount to help borrowers defray the cost of down payment, closing costs, and prepaid escrow expenses associated with purchasing a home. The cash assistance can be used in combination with an FHA, RD or VA loan as well as in […]
Down Payment Assistance
Need Cash to buy a home? When you use one of NH Housing’s programs you can also get cash assistance which can be used toward either down payment or closing costs. The Cash Assistance comes in the form of an interest-free second mortgage which is forgiven in full after four years unless during the […]
New Loan Limits for 2020
First Time Homebuyer Options
First time buyers have many options. Determining which is best is important. Also, first time buyers may be eligible for cash assistance to apply to down payment and a first time homebuyer tax credit! RD (Rural Development)FHANH HousingHomeReadyHomePossibleVA Looking for education: Click this link to check out ReadyNest homebuyer education. Use Renee’s email to get […]
NH real estate market update…
When I read through the July 2019 report from the NH Association of REALTORs, I see some interesting points. First they point out we are in a prolonged period of economic growth that surpasses (measured by consecutive months) all other periods of economic growth in this country. That’s quite a thing to ponder and to […]