Buying a home that needs some TLC? An FHA Renovation Loan, also called an FHA 203(k) loan, can be the perfect way to finance both the purchase and renovations in one mortgage. Whether you’re dreaming of a fresh kitchen, repairing safety issues, or tackling a major overhaul, understanding how an FHA Renovation Loan works will […]
Mortgage Info Blog
Facts and Fiction About Reverse Mortgage...
Video from YouTube: Facts and Fiction About Reverse Mortgages There’s a lot of misinformation out there about reverse mortgages, so let’s separate the facts from the fiction. To qualify for a reverse mortgage, you must own your home outright or have at least 50% equity, but you don’t have to surrender the title… you retain ownership. […]
The #1 Annoying Thing That Happens After...
Wondering why your phone starts ringing after a mortgage application? This blog explains what trigger leads are, how they affect New Hampshire borrowers, and how new legislation may change the rules.
Automated Underwriting
What Is Automated Underwriting? A Plain English Guide for NH Home Buyers When you apply for a mortgage, someone — or something — has to decide whether you qualify. That “something” is called an automated underwriting system, or AUS. Think of it like a very sophisticated calculator that looks at your credit, income, debts, and […]
What is a Reverse Mortgage? Video!
Video from YouTube: What is a Reverse Mortgage? A reverse mortgage is a unique way for seniors who are looking to generate additional cash flow – beyond their 401K and Social Security payments – to help fund their retirement. It helps relieve the anxiety that seniors may feel about outliving their money by allowing them […]
Video Tip: Understanding Your Credit Sc...
Video from YouTube: Understanding Your Credit Score A credit score is a 3-digit number based upon a number of factors from your financial activities. It is used to determine your creditworthiness for a mortgage, auto loan or credit card. A company called FICO creates what is called a FICO Score. It is based 35% on […]
Tax Info for Homeowners
Owning a Home Comes with Tax-Time Perks — But Only If You Itemize Owning a home offers many financial benefits — from building equity to avoiding rent increases. And for some homeowners, there may also be tax deductions available. To benefit from these deductions, you’ll need to itemize your deductions instead of taking the standard […]
About Renee Duval – Reverse Mortgages in
Meet Renee Duval of Bookend Lending LLC, your trusted reverse mortgage specialist with nearly four decades of experience here in New Hampshire. Renee assists REALTORS®, financial advisors, and senior homeowners in navigating reverse mortgages. A reverse mortgage allows homeowners aged 62 and older to use part of their home equity to improve their cash flow […]
Bridge Loans in New Hampshire
🏡 Buy Now, Sell Later with BOOST from Bookend Lending LLC Looking for a bridge loan in New Hampshire to buy your next home before selling your current one? With Bookend Lending LLC’s BOOST Bridge Loan, you can move forward without monthly payments or contingent offers—making your move easier and less stressful. Whether you’re a […]
And What’s the Point?
Should I pay points to get a lower rate? Understanding Mortgage Points and Lender Pricing When shopping for a mortgage, terms like “point” and “points” might sound a bit confusing. Don’t worry — I’m here to break it all down and help you understand the mechanics of mortgage pricing, so you can make informed decisions […]