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Will the Fed Cut Rates — Will Mortgage R
Every homeowner, homebuyer, and resident of New Hampshire is asking the same question this week: Will the Fed cut rates and will mortgage rates go down? Let’s walk through this story —like we’re summarizing a book. How Fed Cuts Influence Mortgage Rates The Federal Reserve (the Fed) sets a short-term interest rate called the federal […]
Understanding Capital Gains on Real Esta...
What You Need to Know About Capital Gains Tax on Home Sales Many homeowners are surprised by the impact of capital gains tax on their home sale, especially if they’ve lived in the property for a long time and seen significant appreciation. Selling a home in today’s market—especially one that has appreciated over many years—can […]
Renovate with Confidence: A Clear Guide ...
Buying a home that needs some TLC? An FHA Renovation Loan, also called an FHA 203(k) loan, can be the perfect way to finance both the purchase and renovations in one mortgage. Whether you’re dreaming of a fresh kitchen, repairing safety issues, or tackling a major overhaul, understanding how an FHA Renovation Loan works will […]
Facts and Fiction About Reverse Mortgage...
Video from YouTube: Facts and Fiction About Reverse Mortgages There’s a lot of misinformation out there about reverse mortgages, so let’s separate the facts from the fiction. To qualify for a reverse mortgage, you must own your home outright or have at least 50% equity, but you don’t have to surrender the title… you retain ownership. […]
The #1 Annoying Thing That Happens After...
Wondering why your phone starts ringing after a mortgage application? This blog explains what trigger leads are, how they affect New Hampshire borrowers, and how new legislation may change the rules.
Automated Underwriting
What Is Automated Underwriting? A Plain English Guide for NH Home Buyers When you apply for a mortgage, someone — or something — has to decide whether you qualify. That “something” is called an automated underwriting system, or AUS. Think of it like a very sophisticated calculator that looks at your credit, income, debts, and […]
Tax Info for Homeowners
Owning a Home Comes with Tax-Time Perks — But Only If You Itemize Owning a home offers many financial benefits — from building equity to avoiding rent increases. And for some homeowners, there may also be tax deductions available. To benefit from these deductions, you’ll need to itemize your deductions instead of taking the standard […]
Bridge Loans in New Hampshire
🏡 Buy Now, Sell Later with BOOST from Bookend Lending LLC Looking for a bridge loan in New Hampshire to buy your next home before selling your current one? With Bookend Lending LLC’s BOOST Bridge Loan, you can move forward without monthly payments or contingent offers—making your move easier and less stressful. Whether you’re a […]
And What’s the Point?
The question is: Should I pay points to get a lower rate? Understanding Mortgage Points and Lender Pricing When shopping for a mortgage, terms like “point” and “points” might sound a bit confusing. Don’t worry—I’m here to break it all down and help you understand the mechanics of mortgage pricing, so you can make informed […]