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When does my mortgage insurance go aw...

When does my mortgage insurance go away?

When/how to remove private mortgage insurance (PMI) fromĀ a loan… To remove private mortgage insurance (PMI) that you pay on your mortgage loan, you must be up to date with your monthly payments. These rules apply to mortgages closed on or after July 29, 1999. Federal law generally provides two ways for you to remove PMI […]

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TRID? TILA? RESPA? What are these ...

TRID?  TILA?  RESPA?  What are these acronyms all about?

We’re ALL (Amazing Loan Ladies) about simplifying the complicated and taking care of the details! TRID stands for TILA/RESPA Integrated Disclosure Rule TILA = Truth in Lending Act RESPA = Real Estate Settlement Procedure Act TRID is CFPB’s requirement to simplify all of this. CFPB = the Consumer Finance Protection Bureau, the new agency overseeing […]

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