Seniors: Buy This Stunning Tuftonboro NH Ranch With Less Cash Using a HECM Reverse Mortgage
21 Mountain Shadows Road aerial view with mountain backdrop, Tuftonboro NH
21 Mountain Shadows Road
Tuftonboro, NH 03816  ·  Carroll County  ·  Low-Tax Community
$1,250,000
3
Bedrooms
3
Baths
3,102
Sq. Ft.
2022
Built
$6,552
Taxes/yr

About this home

An exceptional custom-built ranch perfectly positioned at the foothills of the mountains in low-tax Tuftonboro, NH. A dramatic wall of windows frames breathtaking mountain views, soaring ceilings, a custom stone gas fireplace, and a gourmet kitchen with walk-in pantry. The primary suite offers a luxurious private retreat. A stunning cedar deck overlooks the peaceful, landscaped 1.1-acre setting. Single-floor living at its absolute finest — built in 2022.

Features & highlights

Custom ranch, built 2022
Mountain views
Custom stone gas fireplace
Walk-in pantry
Single-floor living
2-car garage
Above ground pool
Cedar deck
Standby generator
Heat pump / central AC
Taxes $6,552/yr (2025)
1.10 acres

Buy this home with an FHA-Insured Reverse Mortgage (HECM)

Age 62 or older? You may qualify!
Qualified seniors age 62 or older purchasing this home as a primary residence may use a Home Equity Conversion Mortgage (HECM) to significantly reduce the cash needed at closing — with no required monthly principal & interest payments.
Age at closing
65
~$810,000
Total investment
Age at closing
80
~$675,000
Total investment
Total investment includes NH transfer tax and all closing costs. Homeowners remain responsible for property taxes, homeowner's insurance, utilities, and ongoing maintenance. P&I payments are optional — not required. Borrower must be age 62 or older and occupy the home as primary residence.
Questions about financing? Renee Duval  ·  NMLS #97967
Bookend Lending LLC  ·  NMLS #2557411
Licensed by the New Hampshire Banking Department
Equal Housing Opportunity
Listing agent Nicole Howley
Coldwell Banker Realty Bedford NH
603-361-3210
nicole.howley@nemoves.com
This page is for informational purposes only and is not a commitment to lend. HECM loan amounts depend on age of youngest borrower, interest rates, and appraised value. Estimates shown include all closing costs and NH transfer tax. Borrowers must be age 62 or older and meet all FHA eligibility requirements. This is not a complete description of the HECM program — consult a licensed reverse mortgage professional for full details. Listed by Coldwell Banker Realty Bedford NH. Information deemed reliable but not guaranteed.
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