Equal treatment of all loan applicants is a foundation of Fairway. Bookend Lendingis committed to the premise that every applicant receives fair and equal treatment and assistance throughout the loan process, from application through approval or denial. Bookend Lendingis also committed to the premise that similarly qualified applicants have similar outcomes to their […]
Mortgage Info Blog
NH Housing now offering 4% cash assistan...
NH Housing provides cash assistance up to a maximum of 4% of the base loan amount to help borrowers defray the cost of down payment, closing costs, and prepaid escrow expenses associated with purchasing a home. The cash assistance can be used in combination with an FHA, RD or VA loan as well as in […]
Down Payment Assistance
Need Cash to buy a home? When you use one of NH Housing’s programs you can also get cash assistance which can be used toward either down payment or closing costs. The Cash Assistance comes in the form of an interest-free second mortgage which is forgiven in full after four years unless during the […]
New Loan Limits for 2020
First Time Homebuyer Options
First time buyers have many options. Determining which is best is important. Also, first time buyers may be eligible for cash assistance to apply to down payment and a first time homebuyer tax credit! RD (Rural Development)FHANH HousingHomeReadyHomePossibleVA Looking for education: Click this link to check out ReadyNest homebuyer education. Use Renee’s email to get […]
NH real estate market update…
When I read through the July 2019 report from the NH Association of REALTORs, I see some interesting points. First they point out we are in a prolonged period of economic growth that surpasses (measured by consecutive months) all other periods of economic growth in this country. That’s quite a thing to ponder and to […]
NH Housing Home Preferred
The Home Preferred loan is a conventional loan offered through NH Housing. Borrowers can put as little as 3% down. The rate may be lower than what is otherwise available and the mortgage insurance cost is lower too. All Home Preferred loans must be approved through Fannie Mae’s automated underwriting system. Generally the maximum debt […]
Credit Score Story
Ever wonder how credit scores are calculated? There are five key components that make up your credit score, and each one accounts for a certain percentage of the overall score. Your credit score moves up and down depending on your use of credit. When reviewing your credit score, keep in mind that it’s not fixed […]
JUMBO MUMBO
A jumbo loan is a type of home mortgage that allows financing for loan amounts that exceed the conforming maximum of $484,250. Since home prices for larger, luxury and second homes can often surpass this amount, this loan might be perfect for the house of your dreams. A jumbo loan is your best (or only) […]
Homebuyer Guide
Click the large image below to retrieve the 12 -page guide in a pdf format you can save or print Understand the home buying process. Talk to a lender like Renee Duval to know your mortgage options Find an optimal home search tool (we recommend HomeScout) use VIP code 3455644 Connect with a really great […]